| Account |
Bank Credit Card |
| Annual Percentage Rate (APR) for purchases |
APR1: 0.00% for 18 months from date of account opening. After that, 9.95% variable. APR2: 0.00% for 12 months from date of account opening. After that, 16.99% variable. APR3: 0.00% for 8 months from date of account opening. After that, 21.99% variable. |
| Other APRs |
Balance transfer APR: 0.00% for 18 months from date of account opening for APR 1. After that same as for purchases for APR 1.
0.00% for 12 months from date of account opening for APR 2. After that same as for purchases for APR 2.
0.00% for 8 months from date of account opening for APR 3. After that same as for purchases for APR 3.
Cash advance APR: 27.24% variable.
Default APR: 32.99% variable. |
| Grace period for repayment of the balance for purchases |
At least 30 days if you pay the total balance in full by the due date every billing period. |
| Method of computing the balance for purchases |
Average daily balance. This includes new purchases. |
| Minimum finance charge |
70 cents. |
| Annual fees |
None. |
| Fee for foreign purchases |
5% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. |
